- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution-ShareAlike 4.0 International License that allows others to share the work with an acknowledgement of the works authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journals published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).
Analisis Implementasi Pendidikan Keuangan pada Jenjang Pendidikan Anak Usia Dini (PAUD)
DOI:
https://doi.org/10.31004/obsesi.v6i3.1625Keywords:
pendidikan keuangan, anak usia dini, paudAbstract
Pendidikan keuangan penting untuk ditanamkan sejak usia dini. Penelitian ini akan menganalisis implementasi pendidikan keuangan pada jenjang Pendidikan Anak Usia Dini (PAUD) dan implikasinya terhadap pendidikan keuangan anak usia dini di Indonesia. Informan dalam penelitian ini adalah tiga orang guru PAUD yang berasal dari tiga lembaga PAUD yang berbeda di Kabupaten Ngawi. Metode penelitian yang digunakan adalah metode kualitatif dengan pendekatan studi kasus. Teknik pengumpulan data menggunakan wawancara mendalam dan analisis dokumen. Teknik analisis data menggunakan teknik analisis interaktif. Hasil penelitian menunjukkan bahwa tidak semua PAUD menerapkan pendidikan keuangan dalam pembelajarannya. Sementara PAUD yang telah menerapkan pendidikan keuangan pelaksanaannya masih belum optimal. Ketidak optimalan tersebut diantaranya adanya perbedaan materi pendidikan keuangan yang diajarkan guru dengan anjuran OJK, kurangnya sumber belajar yang memadai, dan tidak adanya sistem evaluasi formal. Implikasinya adalah pendidikan keuangan harus menjadi bagian dari kurikulum dan memiliki kerangka kerja yang jelas. Pelaksanaan pendidikan keuangan juga harus mendapatkan dukungan dari berbagai pihakDownloads Statistics
Download data is not yet available.
References
Ariyani, D. (2018). Pendidikan Literasi Keuangan pada Anak Usia Dini di TK Khalifah Purwokerto. Yinyang Jurnal Studi Islam Gender Dan Anak, 13(12). https://doi.org/10.24090/yinyang.v13i2.2100
Birbili, M., & Kontopoulou, M. (2015). Financial Education for Preschoolers: Preparing Young Children for the 21st Century. Childhood Education, 91(1), 46-53. https://doi.org/10.1080/00094056.2015.1001670
Carson, V., Kuzik, N., Hunter, S., Wiebe, S. A., Wiebe, S. A., Friedman, A., … Hinkley, T. (2015). Systematic review of sedentary behavior and cognitive development in early childhood. Preventive Medicine, 78, 115-122. https://doi.org/10.1016/j.ypmed.2015.07.016
Cordero, J. M., Gil-Izquierdo, M., & Pedraja-Chaparro, F. (2019). Financial education and student financial literacy: A cross-country analysis using PISA 2012 data. Social Science Journal. https://doi.org/10.1016/j.soscij.2019.07.011
Council for Economic Education. (2018). Survey of the States: Economic and Personal Finance Education in our Nation's Schools. Retrieved from https://www.councilforeconed.org/wp-content/uploads/2018/02/2018-SOS-Layout-18.pdf
Creswell, J. W. (2014). Research Design: Qualitative, Quantitative, and Mixed Methods Approaches (4th ed.). SAGE Publications Inc.
De Beckker, K., Compen, B., De Bock, D., & Schelfhout, W. (2019). The capabilities of secondary school teachers to provide financial education. Citizenship, Social and Economics Education, 18(2), 66-81. https://doi.org/10.1177/2047173419850152
DeLuca, C., Pyle, A., Braund, H., & Faith, L. (2020). Leveraging assessment to promote kindergarten learners' independence and self-regulation within play-based classrooms. Assessment in Education: Principles, Policy & Practice, 27(4), 394-415. https://doi.org/10.1080/0969594X.2020.1719033
Direktorat Pembinaan Pendidikan Anak Usia Dini. (2018). Penilaian Pembelajaran Anak Usia Dini. Jakarta: Kementerian Pendidikan dan Kebudayaan.
Drever, A. I., Odders-White, E., Kalish, C. W., Else-Quest, N. M., Hoagland, E. M., & Nelms, E. N. (2015). Foundations of Financial Well-Being: Insights into the Role of Executive Function, Financial Socialization, and Experience-Based Learning in Childhood and Youth. The Journal of Consumer Affairs, 49(1), 13-38. https://doi.org/10.1111/joca.12068
Fabris, N., & Luburić, R. (2016). Financial Education of Children and Youth. Journal of Central Banking Theory and Practice, 2, 65-79. https://doi.org/10.1515/jcbtp-2016-0011
Fan, L., & Chatterjee, S. (2019). Financial Socialization, Financial Education, and Student Loan Debt. Journal of Family and Economic Issues, 40(1), 74-85. https://doi.org/10.1007/s10834-018-9589-0
Goyal, K., & Kumar, S. (2021). Financial literacy: A systematic review and bibliometric analysis. International Journal of Cunsomer Studies, 45, 80-105. https://doi.org/10.1111/ijcs.12605
Hadi, S., & Farida, F. S. (2012). Pengaruh minat, kemandirian, dan sumber belajar terhadap prestasi belajar siswa pada mata pelajaran IPS kelas VII SMP Negeri 5 Ungaran. Jurnal Pendidikan Ekonomi Dinamika Pendidikan, 7(1), 8-13. https://doi.org/10.21831/jep.v8i1.710
Harvard University. (2007). InBrief: The Science of Early Childhood Development. Retrieved from https://developingchild.harvard.edu/resources/inbrief-science-of-ecd/
Holden, K., Kalish, C., Scheinholtz, L., & Dietrich, D. (2009). Financial Literacy Programs Targeted on Pre-School Children: Development and Evaluation.
Kaiser, T., & Menkhoff, L. (2017). Does Financial Education Impact Financial Literacy and Financial Behavior, and If So, When? The World Bank Economic Review, 31(3), 611-630. https://doi.org/10.1093/wber/lhx018
Krisdayanthi, A. (2019). Penerapan financial parenting (gemar menabung) pada anak usia dini. Pratama Widya : Jurnal Pendidikan Anak Usia Dini, 4(1). https://doi.org/10.25078/pw.v4i1.1063
Kurowski, Å. (2021). Household's Overindebtedness during the COVID-19 Crisis: The Role of Debt and Financial Literacy. Risks, 9(4). https://doi.org/10.3390/risks9040062
Lestariningrum, A. (2017). Perencanaan Pembelajaran Anak Usia Dini. Nganjuk: Adjie Media Nusantara.
Lian, B., Kristiawan, M., Primasari, D. A. G., Anggung, M., & Prasetyo, M. (2020). Teachers' model in building students' character. Journal of Critical Reviews, 7(14). https://doi.org/10.31838/jcr.07.14.165
Messy, F.-A., & Monticone, C. (2016). Financial Education Policies in Asia and the Pacific. https://doi.org/10.1787/5jm5b32v5vvc-en
Miles, M. B., & Huberman, A. M. (2009). Analisis Data Kualitatif. UI Press.
OECD. (2019). Policy Handbook on Financial Education for Young People in the Commonwealth of Independent States. Organisation for Economic Co-operation and Development.
Organization for Economic Co-operation Development. (2020). International Survey of Adult Financial Literacy. Retrieved from www.oecd.org/financial/education/launchoftheoecdinfeglobalfinancialliteracysurveyreport.htm
Organization for Economic Co-operation Development. (2021). PISA 2021 Financial Literacy Analytical and Assessment Framework. Retrieved from www.oecd.org
Otoritas Jasa Keuangan. (2019). Survei Nasional Literasi dan Inklusi Keuangan 2019. Retrieved from https://www.ojk.go.id/id/berita-dan-kegiatan/publikasi/Pages/Survei-Nasional-Literasi-dan-Inklusi-Keuangan-2019.aspx
Otoritas Jasa Keuangan. (2020). Menumbuhkan Kecakapan Literasi Keuangan pada Anak Usia Dini (1st ed.). Retrieved from https://sikapiuangmu.ojk.go.id
Pulungan, D. R., Khairani, L., Arda, M., Koto, M., & Kurnia, E. (2019). Memotivasi Anak Usia Dini Menabung Demi Masa Depan. Proseding Seminar Nasional Kewirausahaan, 296-301. https://doi.org/ 10.30596/snk.v1i1.3631
Rapih, S. (2016). Pendidikan literasi keuangan pada anak: mengapa dan bagaimana? Scholaria Jurnal Pendidikan Dan Kebudayaan, 6(2). https://doi.org/10.24246/j.scholaria.2016.v6.i2.p14-28
Russia's G20 Presidency, & OECD. (2013). Advancing National Strategies for Financial Education. Retrieved from https://www.oecd.org/finance/financial-education/G20_OECD_NSFinancialEducation.pdf
Salas-Velasco, M., Moreno-Herrero, D., & Sánchez-Campillo, J. (2020). Teaching financial education in schools and students' financial literacy: A cross-country analysis with PISA data. International Journal of Finance and Economics. https://doi.org/10.1002/ijfe.2005
Sansone, D., Rossi, M., & Fornero, E. (2019). "Four Bright Coins Shining at Me": Financial Education in Childhood, Financial Confidence in Adulthood. The Journal of Consumer Affairs, 53(2), 630-651. https://doi.org/10.1111/joca.12207
Wagner, J., & Walstad, W. B. (2019). The Effects of Financial Education on Short-Term and Long-Term Financial Behaviors. Journal of Consumer Affairs, 53(1), 234-259. https://doi.org/10.1111/joca.12210
Wahyuni, S., & Reswita. (2020). Persepsi Guru terhadap Pendidikan Sosial Finansial pada Anak Usia Dini menggunakan Media Loose Parts. Jurnal Obsesi : Jurnal Pendidikan Anak Usia Dini, 4(1), 962-970. https://doi.org/10.31004/obsesi.v4i2.493
Walstad, W., Urban, C., Asarta, C. J., Breitbach, E., Bosshardt, W., Heath, J., … Xiao, J. J. (2017). Perspectives on evaluation in financial education: Landscape, issues, and studies. The Journal of Economic Education, 48(2), 93-112. https://doi.org/10.1080/00220485.2017.1285738
World Economic Forum. (2015). New Vision for Education Unlocking the Potential of Technology. Retrieved from www.weforum.org
Yuwono, W. (2021). Konseptualisasi Peran Strategis dalam Pendidikan Literasi Keuangan Anak melalui Pendekatan Systematic Review. Jurnal Obsesi: Jurnal Pendidikan Anak Usia Dini, 5(2). https://doi.org/10.31004/obsesi.v5i2.663
Downloads
Published
17-01-2022
Check Article Index
How to Cite
Langgi, N. R., & Susilaningsih, S. (2022). Analisis Implementasi Pendidikan Keuangan pada Jenjang Pendidikan Anak Usia Dini (PAUD). Jurnal Obsesi : Jurnal Pendidikan Anak Usia Dini, 6(3), 2429–2438. https://doi.org/10.31004/obsesi.v6i3.1625
Issue
Section
Articles
